Availing keyman insurance cover: Here’s a checklist for you!

Keyman insurance is being sought after by many small and medium businesses that are often run by a small team of competent and highly committed members. Typically, start-ups that run based on certain skillsets or networks have extremely valuable human capital; they may choose to avail keyman insurance on those employees who could be detrimental […]

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What are the limitations of a Group Health Insurance for an employee?

Though group health insurance policies are extremely flexible by design in terms of enrollment and operability, they come with their own set of limitations. Below we highlight a few limitations of the group health insurance program –   The employee has little or no control over their individual coverage. Designed the benefit structure of the […]

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How is the premium paid in D&O Policy?

Organizations need employees in top managerial positions to make executive decisions for the benefit of the company. These decisions help the company grow and become profitable and so organizations try and recruit the best talent. Employees, however senior and experienced they might be, might, however, make mistakes during the course of their employment. They might […]

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Things to Know Before Buying Professional Indemnity Policy

Professional indemnity insurance is known to be popular amongst areas of expertise like accountancy, architecture, medicine, or the law. It is also highly useful to anyone giving professional advice, consultancy, or design work. PI insurance is not legally compulsory; however, some organizations will only work with a consultant who has some form of PI insurance […]

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What are the Benefits of a Group Insurance Policy?

As the term itself says, a group insurance policy is designed to offer insurance cover to various groups of people, like employers-employees, professionals, cooperative societies, credit card holders, etc. The main motive is to offer insurance cover to people at low premium rates. Most of the insurers in India have come up with group insurance […]

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Why should one buy a separate Senior Citizen Policy?

Why should one buy a separate Senior Citizen Policy? Senior citizen parents need health insurance coverage because they face frequent medical ailments given their age. That is why it becomes important to get coverage for senior citizens under a health insurance plan. Under family floater health insurance plans, dependent senior citizen parents can be covered […]

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What doesn’t your travel insurance plans cover?

Travel insurance plans cover most of the contingencies which you might face when you are travelling. It takes care of your financial losses and compensates you for them. However, though travel insurance plans can be quite comprehensive in their coverage benefits, there are some situations that are not covered. These are called exclusions, and you […]

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