Health plans cover maternity costs after a waiting period

Published in the Mint on October 1st, 2013, Written by Kapil Mehta I am told that some insurance plans cover pregnancy. What is the kind of cover provided? My wife is six months pregnant. Can I take a cover for her? —Karthik Bhat Individual health plans cover maternity costs but only after a certain waiting […]

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Life insurance policies cover death due to drunken driving

Published in Mint, Written by Kapil Mehta As a non-resident Indian (NRI), what are the various ways in which I can remit payment of premium to an insurer? —Jay Nambiar The two most prevalent ways of payment are: (a) electronic rupee transfer. This could be from your overseas, domestic or NRI account; (b) credit card […]

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Medical conditions should be disclosed while buying mediclaim

Published in Mint on 15th April 2014, Written by Kapil Mehta What does it mean when one is asked to claim for domiciliary hospitalization? —Chandana Domiciliary hospitalization refers to treatment that under normal course would have required hospitalization but was taken at home instead. The reason for taking the treatment at home should be that […]

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