Workmen Compensation

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Risks You Should Consider While Employing Blue Collared Workers

Construction industry is the key driving force of our economy. It provides employment to a large number of the people of our country. Construction workers form an important component of our dynamic workforce. We depend on construction workers to build our homes, construct office buildings, and pave and repair our roads. However, construction workers are at huge health risks. Construction site accidents and injuries can occur anytime. Workers often have to work at high elevations or in tight, enclosed spaces and deal with heavy and powerful machinery construction sites are fraught with dangers and injuries can occur if construction safety guidelines are not followed properly Although there are so many ways for construction injuries to happen, certain types of accidents tend to happen more frequently than others.

Common construction site accidents include:

Body movement injuries – Such injuries may occur when a worker has to constantly bend, crawl, twist and indulge in high potential bodily injury causing activities.

Transportation incidents –Most factory worker injuries occur due to transportation incidents, including those on forklifts.

Exposure to harmful substances in the environment – Many factory employees are at huge heath risks due to inhaling or contact with hazardous chemicals.

Contact with objects and equipment – Workers may become severely injured and may suffer loss of limbs by being ensnared in dangerous equipment.

Fires and explosions – Fires can cause grave injuries. Fire explosions are fatal when they spread to flammable and highly combustible materials within a manufacturing plant.

Overexertion – Musculoskeletal disorders (MSDs) result from overexertion. They are a very common type of injury among factory workers. As the nature of the work requires the worker to perform high-energy intensive physical tasks, such as lifting, workers may experience overexertion.

Repetitive motion – Some injuries result from factory workers doing the same movement over and over. Doing the same bodily activities time and again can cause the soft tissues to wear out and wear down. Tissue damage can result in significant pain and lead to whole host of other health problems.

Falling from heights – A worker may suffer injuries due to fall from heights, scaffolding or piece of machinery to the ground below. Workers can also fall into holes or ditches on construction sites.

Trench collapse – When a trench collapses, a worker’s air supply can be cut off. He can suffer crushing injuries.

 Consequences of construction accidents

Unfortunately, injuries of construction workers not only affects their health and livelihood, but it also poses a challenge for their family as well. On-the-job injuries can lead to expensive medical bills and treatments. Besides, it can cause loss of wages and earning ability if the injury keeps the victim away from work. Families can find themselves in very dire financial circumstances if they’re not careful.

Given the above risks of construction site accidents, consult an insurance expert to guide you about the right compensation policy. A suitable policy will help an employer cover medical expenses and statutory liabilities arising due to employee accidents at workplace.

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