Urbanization has led to the development of high-story residential areas consisting of flats or apartments. Owning a construction business is like a dream for many. What’s better than using a set of tools, being your boss, and creating amazing places where people can live and work. However, the things that make these buildings appealing can […]
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Perils That Affect the Profitability of Your Factory & Warehouses
While setting up a new business, one of the things on your priority list is to establish a decent office for all the commercial work suitable as per your business requirements. For manufacturers, factories and warehouses also hold crucial importance for the proper functioning of their business. But it is often seen that while a […]
What affects the Premium of Group Term Life Policies?
A group term life policy is purchased by an organization, to cover a minimum number (group) of employees. The very nature of the group term life policy affects the premium amount. An employer usually chooses to cover all insured members under the same risk and therefore, pays a lump-sum premium to the insurance company. It […]
Why Premium is Lower in Group Term Policy Than Individual Term Policy?
The premium for the group term policy is dependent on various factors, like the number of people insured in the group, the average sum insured per person, the average age of the group members, the occupational risk of the group, etc. Insurance premium consists of three components: Risk Premium Loading for Office Expenses Investment Component […]
The lady with Parkinson’s
Published in Mint on Feb 06 2017, Written by Kapil Mehta A few days ago, as I walked from office to the local market for lunch, an elderly lady standing on the roadside started speaking to me. I assumed she was asking for money and quickened my pace. Fortunately, my sixth sense made me turn […]
Seven Exclusions of Workmen Compensation Policy
The Workmen Compensation Insurance Policy is an essential backup plan for employers. It protects them from incurring any financial liability when workers have an accident. The policy covers financial expenses arising due to physical injury, partial or total disability and occupational diseases of workers while on duty or because of their employment. It is imperative […]
Quick Guide to D&O Policy – Infographic
Directors and Management Officers in a corporate environment hold very responsible positions, not just from the corporate’s point of view but for external stakeholders, like investors, customers, the public at large, and the government. Any decision made by them has repercussions for everyone and carries a significant risk of generating an adverse result. Directors’ & […]
Letting Go
The narrative for entrepreneurship that has built up over the years is one of acquisition; of wealth, market share and funding. Actually entrepreneurship is about letting go; of legacies, power and perks. Letting go takes place at a personal and professional level. Personally, being an entrepreneur means little salary and uncertain cash flows for many […]
Not All Those Who Wander Are Lost
There was a time when entrepreneurship was considered unconventional, offbeat even. It was for the dreamers, the outliers. It was for millennials who looked at life differently, who yearned to know the world better, for whom ordinary just wasn’t enough. Perhaps the spark within these souls had been dimmed by cloistered office cubicles and protracted, […]
How to buy a Group Health Policy?
A Group Health policy is a health insurance cover that provides protection to a group of people who can be members of a society, the employees of a common employer, or the professionals in a common group. Employers usually take a group health policy for their employees to cover their medical risks and expenses. Health […]