There are unique benefits of choosing either type of insurer. A few private insurers provide faster claim settlements as compared to PSUs. However, PSUs offer GIPSA (General Insurance Public Sector Association) packages through PPN listed hospitals which brings in a greater rationalization of the claims cost structure in billing. Standardized packages and rates safeguard customers from being charged more and ensure better utilization of the sum assured. It contributes to a lower cumulative claim amount. The chart is indicated as below:
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