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Period of insurance -  "Period of insurance" means the Policy period defined hereunder
Physical Separation -  Physical Separation - means with respect to the hand, severance of limb at or above the wrists, and with respect to the foot, severance of limb at or above the ankle.
Policy -  "Policy" means this document of Policy describing the terms and conditions of this contract of insurance, including the company's covering letter to the insured if any, the Schedule attached to and forming part of this Policy, the Insured's Proposer form and any applicable endorsement thereon. The Policy contains details of the scope and extent of cover available to the Insured/Insured Person, the exclusions from the scope of cover and the terms and conditions of the issue of the Policy. 
Policy period -  "Policy period" means the period between the inception date and the expiry date as specified in the Schedule to this Policy or the cancellation of this insurance, whichever is earlier.
Post Hospitalisation -  Relevant medical expenses incurred during period up to 60 days after hospitalization for disease/ illness/injury sustained will be considered as part of claim mentioned under item 1.0 above
Pre Hospitalisation -  Relevant medical expenses incurred during period up to 30 days prior to hospitalization on disease/ illness/injury sustained will be considered as part of claim mentioned under item 1.0 above.