Incorporating Blockchain in Health Insurance

Guest Contributor: Syed Madhat Ali E-mail: syed.ali21@bimtech.ac.in Disclaimer : Views expressed in the article are solely of the author. People having health insurance policies are often confronted with a maze of insurance jargons and the insurer’s cumbersome requirements while filing a claim for a treatment undergone by the insured. During the claim processing period, various parties […]

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5 Reasons why Health Insurance claims see significant deductions

Health insurance claim is simply a request for payment which the insured or the insured’s health care provider submits to the insurer for items or services which are covered in the health plan. Insurance claims are reviewed by the insurer for their validity and only once approved are then paid out to the insured or […]

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Rating health insurance products

Published in Mint on, Jul 03 2013, Written by Kapil Mehta As an insurance broker, I interact with health insurance buyers every day and come across their issues first hand. The barrage of questions is overwhelming—Should I buy this product or that? Is private sector better or public sector? Why was this claim denied? Why […]

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Most health policies cover cataract after a waiting period

Published in Mint on, May 07 2013, Written by Kapil Mehta Could you tell me if there is a health insurance policy that covers delivery procedures at a private hospital? My wife is in her sixth month of pregnancy. —Ashish Insurers will cover a risk or an event only if there is some uncertainty around […]

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It’s hard to get insured for an ailment after it’s diagnosed

Published in Mint on, Apr 23 2013, Written by Kapil Mehta I am a patient of paralysis. I want to buy a health insurance. Is paralysis covered under pre-existing diseases? If not, what are my options? —SP It is hard to buy insurance for an ailment after it is diagnosed. Existing paralysis will be considered […]

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Patients with heart conditions can get special mediclaim

Published in Mint on 30th Sept 2014, Written by Abhishek Bondia I am 30 years old and have a year-old daughter. My wife is a homemaker. What will be the right amount of health cover for my family? —S. Karuna At this young age, you have several options. Here is an approach to choose the […]

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Larger family floater better than individual top-up plans

Published in Mint on 7 April, 2015, Written by Abhishek Bondia If I take a family floater policy of Rs.20 lakh. How will it be divided among family members? What combination will be suitable—a family floater or individual covers along with top-ups? What should be the term for it? —Ajit A family floater is a […]

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Why Should Newly Married Couples Switch to Family Health Cover?

Marriage is a qualifying event in one’s life. Those people who are about to marry might be involved in their wedding preparations and focussing on improving their lives. Even though it might not sound very exciting, it is time to review your finances if you are about to marry. With marriage comes double responsibility on […]

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