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SecureNow Insurance Broker Pvt. Ltd. IRDAI Certificate No: 425, Date of License: 2nd Dec, 2020, License valid till 1st Dec, 2023, Registered Address: C4/4 Safdarjung Dev Area, New Delhi 110016,
Principal Officer: Abhishek Bondia, Contact Details of Principal Officer: email@example.com +91 9696683999,
Directors: Abhishek Bondia and Kapil Mehta, Category of License: Direct, Insurance is the subject matter of solicitation
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Definitioner Claim Claim - means a demand made by You or on Your behalf for payment of Medical Expenses or any other expenses or benefits, as covered under the Policy Doctor Doctor means a person who holds a qualification in medicine from a recognized institution and is registered by state council, governed by the Medical Council of India in which he operates and is practicing within the scope of such license and will include (but is not limited to) physicians, specialists and surgeons who satisfy the aforementioned criteria. Commencement Date Commencement Date means the commencement date of this Policy as specified in the Schedule. Ambulance Charges This benefit provides for reimbursement to the Insured/Insured Person of expenses incurred for his/her transportation by ambulance to and from the Hospital for treatment of disease / illness / injury / critical illness in a Hospital as an in-patient for which a valid claim under this Policy is admissible, subject to the limits as specified in the Schedule to this Policy. This benefit is applicable irrespective of the number of occurrences during the Policy period subject to the overall Sum Insured. Policy "Policy" means this document of Policy describing the terms and conditions of this contract of insurance, including the company's covering letter to the insured if any, the Schedule attached to and forming part of this Policy, the Insured's Proposer form and any applicable endorsement thereon. The Policy contains details of the scope and extent of cover available to the Insured/Insured Person, the exclusions from the scope of cover and the terms and conditions of the issue of the Policy. Policy period "Policy period" means the period between the inception date and the expiry date as specified in the Schedule to this Policy or the cancellation of this insurance, whichever is earlier. Insured "Insured" means the individual who has a permanent place of residence in India and on whose name the Policy is issued. Illness "Illness" means sickness or disease first diagnosed during the period of insurance for which immediate treatment by a Medical Practitioner is necessary. Family "Family" means the Insured, his/her lawful spouse and maximum of two dependent children up to the age of 23 years. xii) Arthritis, goutandrheumatism. Day Care treatment "Day Care treatment" means treatment undertaken in a Hospital/ Nursing Home on the recommendation of a Medical Practitioner for the following diseases, illness or injury which requires hospitalisation for less than 24 hours and includes such of those treatments which require hospitalisation for less than 24 hours due to technologically advanced treatment protocol. a) Dialysis b) Radiotherapy d) Eye surgery e) Dental surgery f) Lithotripsy (kidney stone removal) g) Tonsillectomy h) Dilatation & Curettage i) Cardiac Catheterization j) Hydrocele surgery k) Hernia repair surgery l) Surgeries/procedures that require less than 24 hours’ hospitalization due to medical/ technological advancement and infrastructural facilities. m) TURP (Prostate Surgery)