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Who are covered under Doctor’s Professional Indemnity (DPI) policy?

Who are covered under Doctor’s Professional Indemnity (DPI) policy? A Doctor’s Professional Indemnity (DPI) insurance policy covers medical professionals against liabilities arising out of unintended professional mistakes. Doctors are held in high regard as they save lives. However, they may make unintentional mistakes while treating patients. Such mistakes may lead to costly lawsuits. So, the […]

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Can unqualified staff be covered under medical indemnity insurance?

A medical indemnity insurance policy covers claims in case of misdiagnosis, delays in referrals, error and omission, wrong treatments or negligence either by doctors or the unqualified staff members of a hospital or clinic. This policy also covers the unqualified staff of a medical establishment. However, it comes at an additional premium. The unqualified staff […]

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What is a comprehensive cover in Doctor’s Professional Indemnity policy?

A Doctor’s Professional Indemnity Insurance Policy protects the interests of medical practitioners. Doctors might make a mistake during the treatment or diagnosis despite having the best of experience and intention. Such unintentional errors may lead to disabilities or even the death of a patient. In such a scenario, the patient or the family might file […]

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How does a Doctor’s Professional Indemnity (Doctor’s PI) policy work?

Doctors are professionals who deal with human lives. They have the power of restoring health and hence good quality of life to the sick and unwell. However, during the course of their work, they might commit some professional errors which, in turn, might lead to severe consequences. So how does a Doctor’s Professional Indemnity (Doctor’s […]

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Claims not covered in a doctor’s professional indemnity

A Doctor’s Professional Indemnity Insurance (PI) protects the insured against breach of duty or negligence. It saves the legal cost incurred while fighting liability claims. S0, lets see what Claims not covered in a doctor’s professional indemnity. Thus, doctors need to scrutinize the scope of the coverage offered and understand the exclusions carefully. Following claims […]

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How is a premium for Doctor’s Professional Indemnity calculated?

A Doctor’s Professional Indemnity Insurance policy covers financial liabilities that medical practitioners face in case of negligence or errors during the treatment. The policy covers legal costs and the compensation amount. The sum insured and the level of risk determines the premium’s policy. Below are the factors that determine the premium for Doctor’s Professional Indemnity : […]

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How much does a Doctor’s Professional Indemnity Insurance cost?

There has been a rise in patients filing liability claims against doctors even though doctors have always been highly respected in our society. Let’s discuss the Doctor’s Professional Indemnity Insurance cost These suits are either because of a few doctors engaging in malpractices or certain hospitals recommending unnecessary medical procedures. Many are now looking at […]

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When does a claim occur under DPI and how to raise a claim?

When does a claim fall under a Doctor’s PI policy? A Doctor’s Professional Indemnity insurance policy covers instances of death, physical injury or disability due to medical negligence or unintentional errors. The policy covers legal costs in case of lawsuits. It also bears settlements associated with such cases. The DPI claims are of the type […]

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What is the Claims Series Clause in Doctor’s Professional Indemnity policy?

The Doctor’s Professional Indemnity policy has various clauses. Here we will look at the ‘Claims Series’ clause. The claims series clause plays a crucial role in determining the limit of deductible payable for the insured. Accumulated claim amount This clause is applicable when different claims arise from the same cause of neglect, error or omission. […]

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