There are different types of disabilities that are covered under a Group personal accident insurance. The disabilities caused by accidents are classified under the following three sections for determining compensation: Permanent Total Disablement (PTD) Permanent Partial Disablement (PPD) Temporary Total Disablement (TTD) Permanent total disablement refers to permanent loss of functionality. For example, if there […]
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How to reduce your rate for GPA, if you already have a GTL cover?
GPA policy and GTL policy offer accidental and life coverage respectively. Both are fixed benefit policies that provide financial security to the employee’s family upon the employee’s death. Coverage for GPA and GTL are as under – Group Personal Accident Group Term Life 1. Accidental Death (AD) 1. Death (Natural & Accidental) 2. […]
Quick Guide For Filing The Claim Under Group Personal Accident Policy
A group personal accident insurance plan is an employee welfare scheme that covers a group of employees against the risk of unforeseen incidents like accidents. In this article, we’ll give a quick guide for filing the claim under Group Personal Accidental Insurance Policy. A slip or fall might cause major fractures or injuries which can […]