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Advantages of COVID-19 group product insurance
Comprehensive Cover

The COVID-19 insurance plan covers individuals, and permanent or contractual employees for hospitalisation expenses, convalescence cover (period of recovery) and travel cover.

Quarantine cover

Medical expenses incurred during quarantine period upto typically a maximum of 15 days, if diagnosed COVID-19 positive from an authorised testing centre approved by goverment.

Ambulance charges

COVID-19 protection plans provide coverage for ambulance charges in case of medical need. The service will depend upon the policy terms and overall admissibility of the claim.


Short waiting period

Different policies provide various options for waiting periods. Short waiting periods of 15 days are available based on your preferences and the policy's terms and conditions.

Benefits of COVID-19 insurance

Medical expense coverage

This policy covers the treatment charges for the individuals, employees and family members, if diagnosed COVID-19 positive, from a government approved and authorised centre.

Pre & Post hospitalisation cover

This policy covers pre- & post-hospitalisation expenses incurred for treatment, up to 30 days prior to the date of hospitalisation, and up to 60 days post hospitalisation.

Daily cash benefit

The policy can provide daily cash payouts to the insured for each day of hospitalisation, starting from the 2nd consecutive day of hospitalisation for a maximum of 30 days.

FAQs

It covers the insured against hospitalisation expenses for the pandemic COVID-19 (Coronavirus disease) along with pre- & post-treatment expenses.
Any pre-existing condition, whether declared or not declared, is not covered.
Yes, COVID-19 Diagnosis or Quarantine within 15 days of Certificate Period Start Date is not covered.

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