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View and download policies, proposal forms, detailed wordings, network hospital list etc.

Interact with servicing team.

See escalation matrix, send service requests, track progress, get acknowledgements etc.

Manage claims.

Intimate claim, fill claim form, share documents, track status, get reminders etc.

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Product Features

  • Universally Accepted

    Insurance recognized by customers, external agencies and business partners. Meets contractual requirements that you may have

  • Comprehensive Cover

    Property or bodily damage related claims are covered. The insurance will pay the costs of litigation, court fees and settlements. A third party generally refers to a non-employee such as sub-contractors, visitors or customers. The cover may be restricted to a workspace or may cover all locations

  • Original Retroactive Date

    Covers claims related to any event after the retroactive date. This is specified as the start date when the first Commercial General Insurance was bought. Ensures that cases that come about several years after the incident are also covered if the insurance has been renewed on time each year

  • Legal support

    Insurers will provide legal support to defend yourself. In a few cases they will take on the obligation of fighting your case

WHY CLAIMS GET REJECTED?

Prior Period Exclusion

Claims pertaining to a period before the retroactive date are not covered. If there is a break in the renewal of the insurance then the retroactive date is reset to the start date of the new insurance. We prevent this by ensuring timely renewal

Known Issues

Claims that come about from an issue that was known before the insurance was bought are rejected. The insurer will cross examine the case closely to see when the company became aware of the matter. This can be addressed by clearly describing any known issues when you buy your first CGL cover

Professional Services claims

Claims related to deficient services or negligence are not covered in CGL. Those claims may be covered under a separate Professional Indemnity or Errors and Omissions’ insurance

Why Securenow

  • DEEP PRODUCT KNOWLEDGE

    We have specialized liability underwriters and tie-ups with international experts.

  • COST-EFFECTIVE INSURANCE

    We work with all insurers to get you the best options- both in terms of price and features.
     

  • QUICK TURNAROUND

    Cover notes are issued within hours of request. This documentation is sufficient for any contractual requirement.

  • STRONG CLAIM SUPPORT

    We manage all aspects of your claim - from preparing documentation to follow-up with the insurer.

  • VALUE ADDED SERVICES

    We will advice you on risk management best practices.

  • POLICY ADMINISTRATION SYSTEM (PAM)

    See all your contracts renewal information in one place. Place service requests on PAM.

Downloads

  • proposal form

  • Claim forms

  • Policy wordings

FAQs

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