It is interesting that the first and the last event of human life are both certified by doctors. Doctors have extensive knowledge in specific domains of medical science. They dedicate their expertise to identify and cure medical problems faced by patients. There is no way we can survive without them.
If you’re a doctor, you surely do realize the weight of responsibilities you carry on your shoulders. You also need to abide by authorized procedures and possess a valid license to carry out your medical practice.
Pursuing your medical practice without a valid license can cause serious negative consequences. If your medical license has expired, you must renew it in time to avoid facing legal action. Along with a valid license, it is quite crucial to have a doctors’ liability insurance policy in place to help cover you financially in case of lawsuits.
Here is what will happen in case you continue an unlicensed medical practice:
Higher Risk of Criminal Penalties
Practicing medicine without authorization is not only illegal but can also land you in difficult situations. You are at a high risk of facing criminal penalties if you do not have a medical license. Unlicensed medical practice is considered a crime by law. This can cost you a fortune and disrupt your finances significantly. Showing that you offered an effective treatment won’t be a valid defence proof if you are not authorized to practice medicine.
A doctor liability insurance policy can help you avoid financial burden in case of medical malpractice, but only if you have a valid license.
Risk of Legal Lawsuits From Patients
In medical negligence cases, not having the required license may raise the assumption that you had malafide intentions. It can also be considered compelling proof in deciding a case against the perpetrator. The patient need not necessarily be physically harmed by the treatment to file a lawsuit if you don’t own a valid license. The court may penalize you to compensate the victim, not just for the actual harm if caused, but also to pay additional penalties for intentionally deceiving or tricking the patient.
License Cancellation for the Long Term
If you are found practicing medicine without a license, it can even lead to long term cancellation of any licence you may have previously possessed. It can cause a break in your medical practice, even without your being accused of medical negligence. You must not take the process of renewal of your license lightly as it is an unlawful practice to work without the same.
Alongside holding a valid licence, it is crucial that you have doctors liability insurance to cover your profession against any possible claims.
Loss of Reputation
Once you become qualified, you are required to abide by the rules and regulations governing the medical profession. If you fail to do so, it can lead to suspension of your medical license. The loss of this can be devastating, as it can destroy a reputation and end a career that you have built with many years of training.
If you get accused of treating patients without a license, people may begin distrusting you. Engaging in unethical behavior can lead to the loss of your reputation, which is essential in the medical industry. You cannot thrive without gaining your patient’s trust.
With the rising numbers of cases of medical negligence in India, it is better not to take any chances that may end up in you facing lawsuits. Continuing an ethical practice will ensure a safe career without any hindrances. Also, it is essential to have doctor liability insurance, which acts as a financial backup in case a claim arises.
We, at SecureNow, offer doctor liability insurance from various reputable insurers. You can get the most suitable policy by comparing different quotes online and also get meaningful risk management advice. Your Risk Held Letter can be received online by you as well. Do make sure that you protect your medical practice as best as you can.
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