Standalone Critical Illness Plans – a Comparison

InsurerDiseases Insured (number)Maximum Sum Assured (Rs lakhs)Maximum entry age (years)RenewabilityPre-existing disease exclusion (years)Survival Period (days)Premium for Rs 5 lakhs sum assured for a 40 year old
ICICI Lombard9124550Always excludedSurvival not required2496
HDFC Ergo – Silver Plan81045LifelongNot excluded302809
Bajaj Allianz105065LifelongAlways excluded303090
Max BUPA201065Lifelong4302620
Future Generali125065LifelongAlways excluded283381
Cholamandalam – Standard Plan101065LifelongAlways excluded30-180 days by disease4798
Tata AIG11156064Always excluded308448
IFFCO Tokio6NANANAAlways excludedNANA
Reliance10105055Always excluded302889
Universal Sompo5NANANAAlways excluded30NA
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