FAQs

What factors affect my life insurance premiums?

Factors such as tobacco use, high cholesterol, risky activities, like adventure sports and some pre-existing conditions are likely to have a negative impact on your life insurance rate. However, if you're in overall excellent health, your life insurance rate should be very affordable.

Pre-existing diseases of certain kinds will also adversely affect your premiums. Common conditions like allergies and asthma (depending on the severity) will usually not play a role in determining your life insurance rate.

How is SecureNow different from other firms?

There are many life insurance quoting and broking firms, but very few of them offer the same quality service that SecureNow provides.

Like many of our competitors, we provide low cost term life insurance and health insurance quotes on the phone. These quotes represent the rates from the best insurance companies in terms of price, features and service. What makes us unique is that unlike many of our competitors, we are NOT a quoting calculator. We provide our customers with faster than average policy delivery, Insurance advice and solutions for the whole family, and a commitment to provide our expertise throughout your lifetime

In addition, SecureNow offers an array of other personal lines insurance products that should be a part of every family's overall financial plan such as Personal Accident Insurance, Car Insurance.

What are the benefits of inquiring online for life insurance and closing over the phone?

There are many good reasons to shop online for life insurance and close over the phone:

Convenience - You get the information and advice you need from the comfort of your own home at any time throughout the day.

Speed - The process of shopping online for life insurance usually takes no longer than fifteen minutes. After briefly talking to a licensed life insurance advisors, like the ones at SecureNow, a personalized life insurance quote is generated and the application process begins.

Savings - Online life insurance brokerage firms allow you to compare many quotes side-by-side, finding the best values in life insurance.

Experience - There's no substitute for experience. Online life insurance brokers talk to thousands of very different customers and the leading insurance companies all the time. They have the proven track record to help you and know the caveats of each life insurance company.

The value proposition is simple - Using the internet and the telephone as a tool to find and obtain the best values in life insurance saves time and money.

Should my spouse have life insurance too?

There are many financial pressures on a family after the loss of either parent. Beyond the obvious final expenses, the financial strain on a family after the loss of a spouse can be significant, even if the deceased spouse wasn't working. The surviving spouse will take time off work, or change jobs in order to spend more time with the children. Therefore, your overall financial plan should include life insurance for both spouses/parents.

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